Access bank is a very popular bank and if you’re a customer of Access Bank, you’re in for a treat. This article is all about showing you how to move your money from your Access Bank account to other bank accounts via various means.
One way that is common is by using USSD (Unstructured Supplementary Service Data). It is like a secret code that lets you do fast transfers. So, if you have an Access Bank account, knowing the USSD code for swift bank transfers is a key piece of information.
Access Bank USSD code is *901#. It lets you do banking stuff with your phone anytime, 24/7. With this code, you can:
- Open a bank account
- See how much money you have in your account
- Send money to other people who have Access Bank account
- Send money to people who have accounts in other banks in Nigeria
- Buy airtime
- Pay your bills
- Update your BVN
- Ask for a loan
- Check how much you owe and when you need to pay it back
Before you can use this code to do all these things, you need to make sure you activate it.

Activating Access Bank USSD
To activate Access Bank USSD, follow these steps:
- Using the same phone number you used to open your Access Bank account, dial *901# on your phone.
- Choose “Accept” to agree with the bank’s mobile banking terms (this might include any charges).
- Pick the “Transfer” option from the menu.
- If you have an Access Bank debit card (ATM card), type in the last 6 digits on it.
- If you don’t have an ATM card, they’ll ask for your date of birth.
- Enter your Access Bank account number.
- Create a 4-digit PIN for your mobile banking. This PIN will be used to say “yes” to your transactions.
- Type the PIN again to confirm and finish your USSD registration.
Once you’ve done all these, your Access Bank transfer code is good to go. You can start using it for your transactions.
Access Bank USSD Codes
- To Check Balance: Dial *901*5#
- To Transfer to an Access Bank Account: Dial *901*1*Amount* Account Number#
- To Transfer to Other Banks: *901*2*Amount*Account Number#
- To Top-Up Airtime for Yourself: Dial *901*Amount#
- To Top-Up Airtime for Others: Dial *901*Amount*Phone Number#
- To Buy Data: Dial *901*8#
- To Pay Bills: Dial *901*3#
- To Retrieve BVN: Dial *565*0#
- To Hotlist ATM Card: Dial *901*11#
- To Open an Account: Dial *901*0#
- To Deactivate Account: Dial *901*911#
How to Transfer Money From Access Bank to Another Bank
When it comes to moving funds from your Access Bank account to another bank, you have a variety of options at your disposal.
1. USSD: As previously mentioned, one way to transfer money from your Access Bank account to another bank is by using USSD. Follow these steps:
- Dial *901# on your phone.
- Accept the mobile banking terms.
- Choose the “Transfer” option.
- Enter the recipient’s bank account number.
- Confirm the bank’s name.
- Input the amount you want to send.
- Confirm the transfer details.
- Input your mobile banking PIN to authorize the transaction.
- You’ll receive a notification confirming the successful transfer.
2. Access Bank Mobile Banking App: Another method is using the Access Bank mobile banking app. Here’s how:
- Install the Access Bank mobile banking app from your app store.
- Log in to your account or register if you haven’t.
- Navigate to the “Transfer” section.
- Select “Other Banks” as the destination.
- Enter the recipient’s bank details.
- Input the amount to be transferred.
- Confirm the transfer and authorize it using your mobile banking PIN.
- You’ll receive a confirmation once the transfer is complete.
3. ATM: You can also transfer money from Access Bank to another bank using an ATM:
- Visit any ATM.
- Insert your debit card and enter your PIN.
- Choose the “Transfer” option.
- Select “Interbank Transfer.”
- Enter the recipient’s account number.
- Confirm the account name.
- Input the amount to be transferred.
- Confirm the transfer and follow the prompts to complete the transaction.
Access Bank mobile banking app is popular for a simple reason, it saves alot of stress. This app is like having a bank in your pocket, which means you don’t need to visit the bank or wait in long lines.
It is super handy because you can do things like checking your balance, transferring money, paying bills, and even buying airtime right from your phone. No need to worry about going to a bank or ATM. Plus, it is easy to use, so you don’t need to be a tech savvy.