Full Review: Is Chipper Cash Legit?

Is Chipper Cash Legit; In 2018, Chipper Cash was founded by Ham Serunjogi and Majid Moujaled with a mission to facilitate transparent and hassle-free money transfers across the African continent. This popular fintech app allows users to send and receive money, invest in stocks and cryptocurrencies, and own virtual dollar cards.

The virtual dollar card feature offered by Chipper Cash holds a special appeal for Nigerians, addressing a common challenge faced by many in the country. Making payments on international platforms has often been a cumbersome task, with various barriers hindering seamless transactions. But with Chipper Cash’s virtual dollar card, these barriers are significantly reduced.

Features of Chipper Cash

  1. Chipper Cash operates in the USA and seven African countries, including Ghana, Uganda, Nigeria, Tanzania, Rwanda, Kenya, and South Africa.
  2. Users can buy and sell more than ten cryptocurrencies, including Bitcoin, Ethereum, USDC, Avax, Matic, Solana, and Dogecoin.
  3. Chipper Cash offers a virtual dollar card that allows for international transactions on various platforms, including Netflix, Apple, Spotify, Google, Ali Express, Amazon, Shein, and more.
  4. Users can conveniently buy airtime or data for themselves or send it as a gift to friends.
  5. Chipper Cash’s bill payment feature allows users settle bills such as DStv, GOtv, electricity, and water bills.

Chipper Cash Fees

Chipper Cash offers a transparent fee structure. One of its notable features is the Chipper USD Card, a pre-funded and reloadable virtual card tailored for international online transactions. To get this card, there is an issuance fee of ₦3,000 applicable for Nigerian users.

To maintain the integrity of transactions, users should also take note of a ₦500 fee which is applied for each USD card transaction that fails due to insufficient funds.

To steer clear of this fee, it is advisable to maintain a sufficient balance in your Chipper USD Card at all times, covering both one-time and recurring online payments.

Is Chipper Cash Legit

Required Verification Documents for Chipper Cash


  • BVN (Bank Verification Number)


  • National ID (GH/ECOWAS)


  • Ugandan National ID
  • Ugandan Passport


  • Tanzanian National ID
  • Tanzanian Passport


  • Rwandan National ID
  • Foreign Passport
  • RW Foreign ID card
  • RW Refugee ID card

United States of America:

  • Residence Permit (Green Card)
  • Passport Card
  • Work Permit
  • Service ID Card
  • National Identity Card
  • Driving License
  • US Passports
  • US Visas and Foreign Passports (for foreign nationals based in the USA)

How to Invest on Chipper Cash

Investing in Chipper Cash’s cryptocurrency feature is a simple process, accessible through the “Invest” tab on the mobile App. This feature is currently available for new users in Uganda and South Africa. To buy or sell cryptocurrencies on Chipper, follow these steps:

  1. Open your Chipper Cash App and click on the “Invest” tab.
  2. Carefully read the disclaimer provided. Once you’ve understood it, click on “I Understand, Continue.”
  3. Depending on whether you want to buy or sell cryptocurrencies, choose the type of cryptocurrency and click on the respective option.
  4. Specify the amount of cryptocurrency you want to buy or sell, and then confirm the transaction.
  5. Your transaction will be completed instantly. To keep track of your cryptocurrency holdings, visit the “Invest” tab.

Buying and selling cryptocurrencies can be risky because cryptocurrency prices are highly volatile. There’s no guarantee you’ll make money or get interest when you do this. Cryptocurrency values can fluctuate rapidly, so what seems like a good investment one moment might not be later on.

So, if you’re thinking about trading cryptocurrencies, be careful, do your homework, and only use money you can afford to lose. The cryptocurrency market has opportunities but also has risks, so it’s important to be informed and ready for those risks.

For Nigerians looking to exchange their cryptocurrency for Naira, Dart Africa provides a viable solution. Currently, Chipper Cash does not offer this particular feature for Nigerian users. However, Dart Africa steps in to bridge this gap, offering a platform where individuals can seamlessly convert their cryptocurrency holdings into Naira.


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