Why is my Visa Card Not working?
Why is my Visa Card Not working
Is your Visa card not working? Here are a few reasons why and what you can do.
1.) Gift card balance less than the purchase amount:
The above is one of the many reasons your Visa gift card declines or says “invalid”. Visa gift cards are linked directly to bank accounts that cannot be overdrawn. So when the amount of what you want to purchase is greater than the available balance in the gift card, your card automatically declines. It’s just like having insufficient funds in your credit or debit cards.
You want to get that stunning outfit you’ve always wanted for the party tonight, but then this came up? Not to worry! You have solutions.
Firstly, I’ll recommend you to let your cashier know that you’ll be paying with your gift card and that you’ll complete the payments no matter how.
Second, you can ask the cashier to split the payment into two transactions:
- Deduct the total amount available within the gift card, then;
- Pay the balance with another form of payment. The payment could be in cash, or with debit cards, or another gift card too.
This solution is called the “Split-Tender Transactions.”
2.) Gift Card not being run correctly:
Another problem Visa gift card users encounter is not using the gift card correctly or not knowing how to use it or how it works. Firstly, you cannot use the Visa gift card in an ATM or a bank. If you want to use the gift card as a “debit” transaction, a PIN is required. The PIN is a Personal Identification Number and must be entered correctly at the POS terminal. If you should use it for credit transactions, no PIN is required.
Now don’t be shy to ask your cashier how a visa card works. They know perfectly how these payment methods work and how they should be processed.
3.) Gift card not activated:
Visa gift cards, like any other gift cards, must be activated to receive transactions and make transactions. As said earlier, this gift card is directly linked with the bank account and to use it. Your cards will be declined if not started because the bank account with which it is associated is not ready to be used.
Like a car set for a long journey, it must be fully loaded with gas to ensure a smooth and safe road trip. The same goes for Visa gift cards; they must be loaded lest the card has no value.
How do I activate my gift cards? Easy! Visa gift cards can be activated once instead of separately or going through long steps as long as you read the instructions that come along with your gift card.
The gift card account number and the card verification number are required from the card itself to activate a gift card. The gift card account number is usually a 16-digit number that is marked with a raised design or symbol in front of the gift card. The CVN is printed at the back of the card.
You activate your gift cards from several sites. First, I’ll recommend you visit Giftcards.com and enter your details.
- If you bought the gift card at a store, go to the cash register. You can ask the cashier to load money into the card. The cashier will then activate it and load the desired amount of money into the card. Now the card is ready for use. Simple!
- If you bought it at an online store, you would be asked to activate it after it is received. Therefore, it is essential to start your gift cards for security purposes.
4.) Gift Card Geoblocked:
You’re in Arizona, and you want to get those romantic Mexican books that are not sold in your area, but your card keeps declining or isn’t working. Then you wonder why. This might be due to geoblocking. Some cards have limitations that prevent them from making or receiving transactions out of the City or state they are being used.
Not to worry! You can as well meet or speak with your issuer to disable or adapt to geoblocking. This will enable you to use your cards anywhere, and you can also get “Takis” to complement your victory!
5.) Gift Card limits:
Some cards have daily, weekly or monthly limits on how much you can transact per day, week or month, respectively.
6.) Gift card cloned or suspected for fraud:
This is a hilarious problem, but it’s still a problem. The card company suspects that the card may have been cloned. First, however, it is necessary to contact your card issuer to know the position of your card.
7.) Gift cards and pre-authorization:
This usually and most times occur at gas stations. When a Visa gift card is swiped at a gas station, the dollar amount of the transaction is unknown. Some gas station pumps pre-authorize $75 or more on the card swiped. If this pre-authorization amount is greater than the card’s value, the card will decline as the system does not know how much it will cost to fill up your tank.
To avoid this, pay inside and specify the amount you want to transact.
8.) Registering Visa gift cards on any Visa gift card site:
Visa, gift card users think you can register visa gift cards on any visa gift card site. Unfortunately, this is not the case. You MUST register your Visa gift card with the company that issued the gift card to you. Check the back of your gift card to see the company that gave it to you.
9.) Using Visa gift cards internationally:
Visa gift cards cannot be used internationally. Visa gift cards issued in the united states must be used the United States.
Why you should choose CardVest
Several websites are available online that will convert your iTunes gift card into naira, but most of these sites will only pay you 50% of that amount, and I know you do not want this.
However, at CardVest you can be certain of having the best of services. Here are the features that make us your first choice online retailer:
- We are fast and efficient. We understand that one of the core qualities of an efficient transaction is speed and efficiency. This we have imbibed and fused into our customer relationships.
- We supply the best rate in the country. In the business of gift cards, we are the trailblazers as we have incorporated the use of Chinese rates, the best rates in the world. We give our customers the global experience, ensuring they have the best rates at all times.
- We provide instant pay-out. At Cardvest, once you card is confrmed, your payment will be processed immediately.
Can I use my VISA Gift Card anywhere?
Can I use my VISA Gift Card anywhere?
Can I use my VISA Gift Card anywhere? A VISA Gift Card is a prepaid card like any other gift card like NIKE Gift Card, Amazon Gift Card, iTunes Gift Card, etc. You can buy things online with it and even give it out as a present to family, friends, and loved ones in general for weddings, vacations, and whatever occasion you feel the need for it.
A VISA Gift Card is worth a fixed amount of cash according to what you purchase.
You can get your VISA Gift card in local retail stores or online. But then again, who does not love a stress-free way of getting things?
Suppose you want to skip the lengthy bureaucracy when you can get one with a few taps on your phone at the most trusted and reliable online gift card exchange platforms, e.g., CardVest. You are provided with various unique designs and styles you can select from and will be delivered to your email at the comfort of your home without moving a very much irrelevant inch!
All you need to do is visit their website, www.cardvest.ng, and learn how to get your VISA Gift Card or download the CardVest Mobile App available on PlayStore to get started!
How does a VISA Gift Card work?
It pretty much works like a regular credit card, and when you are ready to make a purchase or payment for an item, you hand it over to the salesperson or insert in the specialized slots for gift card payments as the case may be and then get to sign a receipt.
However, one cannot reload a VISA Gift card. If you start with an initial amount on your card, the funds you spend as you make purchases are deducted. Therefore, you will not be able to add more money or “refill,” in other words.
However, it is a wise decision to check or keep track of your balance after purchasing constantly. You can do this by recording the amount you regularly spend to avoid declined transactions while getting an item with insufficient funds.
You can also use your VISA Gift Card to purchase anything you want, as long as you remain within the value your gift card states, i.e., the amount you have on it.
Take note that before you hand over a gift card gotten for someone, make sure to hand over to the recipient the User Guide information that came with the gift card to ensure perfect and uncomplicated usage of the VISA Gift Card.
Now that we have successfully established the above points, let us move into the purpose of the discussion:
Can my VISA Gift Card be used anywhere?
Do you doubt if that local store down your street will accept your VISA Gift Card? Then read carefully and get your questions answered.
Millions of salespersons around will accept the VISA Gift Card. However, you should know that using a VISA Gift Card anywhere can be narrowed to mean different things. Usually, if it is stated on your card that it is Valid/can only be used in a specific place, it means your users will be restricted within that place. Still, you are free to use it at any store that accepts it either in person or even online.
Here are other questions frequently asked about the VISA Gift Card.
- Can I use my VISA Gift Card to pay for anything I like?
In an earlier part of this article, I stated that you could use your VISA Gift Card to purchase anything. Still, it is essential to note that you cannot use it to pay for electrical bills or recurring monthly or repeatedly. Therefore, this advice is in your best interest to avoid running the risk of having insufficient funds at unexpected times.
What about hotels and restaurants?
Places like these with filling stations included ensuring you are conscious of what you are paying for in case of an unknown expense or automated addition to bills you might not account for.
- Can I throw my VISA Gift Card out after its value has been used up?
Since you cannot reload your VISA Gift Card with more money after you have used it up, it is customary to want to dispose of it since it seems worthless anyway. You, of course, have a choice of either doing that or keeping it. However, it is best to keep it safe for a minimal period, at least before discarding it.
- How can I use my VISA Gift Card to make purchases online?
- It is like you order items online with your regular credit card on Jumia, Konga, etc. You have to input
- the 16-digit number on your card, the expiry date, and the Card Verification Value Number (CVV). Do not forget to ensure that the amount of money you have left on your card is adequate for the purchase.
- If your VISA Gift Card keeps getting declined during purchase online, the problem is primarily because of insufficient funds. One cannot overemphasize the need to keep track of your balance before and after a purchase.
